The Voice of Multi-Employer Plan Interests in Canada


November 20, 2014

Hon. Charles Sousa                                
Minister of Finance                                   
Province of Ontario                                  
Frost Building South                                
7th Floor                                                
7 Queen's Park Crescent                            
Toronto ON M1E 2S2                       
Hon. Mitzie Hunter 
Associate Minister of Finance
Province of Ontario
4117 Lawrence Avenue East
Unit 109
Toronto ON M7A 1Y7


Dear Ministers Sousa and Hunter:

Re:    Ontario Retirement Pension Plan (ORPP)

As you are aware, the proposed ORPP will be mandatory for all employers who do not maintain a “comparable pension plan.”  A critical question is the definition of a comparable pension plan.  MEBCO represents multi‐employer pension plans (MEPPs), many of which include employers and workers in Ontario. The plan sponsor for each of these plans is a board of trustees, often composed of equal numbers appointed by the participating and contributing employers. MEBCO strongly urges employers who contribute to MEPPs to be deemed to be maintaining a comparable pension plan.  The benefit structures of MEPPs often differ from those of typical single employer plans. Therefore, MEBCO urges you to include MEBCO representatives in the Ministry’s internal and external deliberations so that all employers who contribute to MEPPs can qualify as providing a comparable pension plan on equivalent terms to employers maintaining single employer plans. MEPPs represent a very large number of workers and a very large number of employers with interests that can be significantly different from those of sponsors of single employer plans. A group like MEBCO can speak on behalf of the MEPPs and allow a complete and fulsome consideration of the comparable pension planissue.
Robert R Blakely,QC
cc:      LeahMyers

Joining MEBCO

Five reasons why your MEBCO membership is critical
Your MEBCO membership guarantees that multi-employer plan interests will be considered whenever change is on the horizon. With your support, MEBCO will continue to be a strong and effective voice. Join today!
  1. The threat to multi-employer plans is real.
    The legislative framework is constantly changing, and cost-management and cost reduction are at the top of every agenda.
  2. Legislative changes can be significant.
    Recent proposed changes have threatened to offload costs onto plans, restrict plan coverage, and have compromised the viability of some plans
  3. Multi-employer plans are worth protecting.
    Multi-employer plans play a vital role in providing health services and retirement plans to over 1 million workers and their families in industries typified by small companies and a mobile work force.
  4. Multi-employer plans need a united lobby.
    Multi-employer plans carry a low profile due to the fact that the coverage is thinly spread over many employer groups and mobile workers.
  5. MEBCO is committed to protecting your interests.
    When governments propose changes, MEBCO is the single, clear voice at the table representing the unique interests of multi-employer plans.