The Voice of Multi-Employer Plan Interests in Canada


MEBCO's primary activity is to monitor and assess the impact of legislative reforms that affect Canadian multi-employer pension and benefits plans. In many cases, we advocate our position through written submissions to government, and regulatory and administrative agencies.

To view a submission, just click on a title of interest from the list below. In the interest of avoiding repetition, we have deleted standard introductory remarks that provide background information on MEBCO from many of these documents.

Documents that are presented as Adobe Acrobat PDF files require Adobe Acrobat reader to properly view. If you would like an original copy of any of these submissions, you can obtain one by contacting MEBCO.

November 20, 2014

Hon. Charles Sousa                                
Minister of Finance                                   
Province of Ontario                                  
Frost Building South                                
7th Floor                                                
7 Queen's Park Crescent                            
Toronto ON M1E 2S2                       
Hon. Mitzie Hunter 
Associate Minister of Finance
Province of Ontario
4117 Lawrence Avenue East
Unit 109
Toronto ON M7A 1Y7


Dear Ministers Sousa and Hunter:

Re:    Ontario Retirement Pension Plan (ORPP)

As you are aware, the proposed ORPP will be mandatory for all employers who do not maintain a “comparable pension plan.”  A critical question is the definition of a comparable pension plan.  MEBCO represents multi‐employer pension plans (MEPPs), many of which include employers and workers in Ontario. The plan sponsor for each of these plans is a board of trustees, often composed of equal numbers appointed by the participating and contributing employers. MEBCO strongly urges employers who contribute to MEPPs to be deemed to be maintaining a comparable pension plan.

March 12, 2015


Ms. J. Seibel


Legal Branch

Government of Saskatchewan

Financial and Consumer Affairs Authority

This email address is being protected from spambots. You need JavaScript enabled to view it.


Mr. J. Hall, Senior Crown Counsel

Ministry of Justice and Attorney General

Government of Saskatchewan

Public Law

Legislative Services

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Dear Jan and Jim,

Re: Amendments to Saskatchewan Insurance Act, Bill 177

On behalf of our members, MEBCO appreciates the time you took to meet with our Board member Sid

Matthews, on February 26th. We welcome this opportunity to follow up with you regarding MEBCO’s

comments on Bill 177, which will amend the Insurance Act. We understand that the regulations are not

available and that there are many details to be resolved. We understand the government’s desire to

quickly pass Bill 177 and to consult with relevant parties on the regulations. We also understand, and

agree with, the consumer‐safety focus of the amendments to the Insurance Act.

May 14, 2012

Via Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Mr. D. Morgan, Q.C.,
Minister of Labour Relations and Workplace Safety Ministry of Labour Relations and Workplace Safety 300 - 1870 Albert Street
Regina, Saskatchewan
S4P 4W1

Dear Minister Morgan,

We are writing in regards to A Consultation Paper on the Renewal of Labour Legislation in Saskatchewan (the “Consultation Paper”) seeking input on the province’s labour legislation. We are pleased to make this submission.

If passed, Bill C-377—An Act to Amend the Income Tax Act (requirements for labour organizations)—will require all plans that pay benefits to union members to make details of any pension and benefit payments exceeding $5,000 each year publicly available. This means that plans will have to name mem- bers and beneficiaries who receive payments in excess of this threshold, including pension payments (i.e., monthly pensions, lump-sum termination, death payments) as well as those receiv- ing disability income, significant drug benefits, or other major services or treatments.

The stated intention of Bill C-377 is to make union fi- nances more transparent, given the tax deductibility of union dues and the tax-exempt status of labour organizations. How- ever, the bill will impose unprecedented disclosure require- ments far surpassing those placed on government agencies and other organizations that receive preferential tax treat- ment, such as registered charities and Canada’s First Nations.

Dear Ms Turmel

We are writing in regards to Bill C-377, a private member’s bill concerning amendments to the Income Tax Act in regards to labour organizations.

Our organization, the Multi-Employer Benefit Plan Council of Canada (MEBCO), was established in 1992 as a not-for-profit, federal non-share capital corporation.  MEBCO’s mandate is to represent the interests of Canadian multi-employer pension and benefit plans with provincial and federal governments regarding proposed or existing legislation and other policies affecting such plans.

MEBCO’s volunteer Board of Directors is responsible for identifying issues that impact upon multi-employer plans and developing strategies to address those issues.  They are elected from all professions and disciplines involved in multi-employer plans, including union and employer trustees, professional third-party administrators, non-profit and in house administrators, actuaries, benefit consultants, lawyers and chartered accountants.

Joining MEBCO

Five reasons why your MEBCO membership is critical
Your MEBCO membership guarantees that multi-employer plan interests will be considered whenever change is on the horizon. With your support, MEBCO will continue to be a strong and effective voice. Join today!
  1. The threat to multi-employer plans is real.
    The legislative framework is constantly changing, and cost-management and cost reduction are at the top of every agenda.
  2. Legislative changes can be significant.
    Recent proposed changes have threatened to offload costs onto plans, restrict plan coverage, and have compromised the viability of some plans
  3. Multi-employer plans are worth protecting.
    Multi-employer plans play a vital role in providing health services and retirement plans to over 1 million workers and their families in industries typified by small companies and a mobile work force.
  4. Multi-employer plans need a united lobby.
    Multi-employer plans carry a low profile due to the fact that the coverage is thinly spread over many employer groups and mobile workers.
  5. MEBCO is committed to protecting your interests.
    When governments propose changes, MEBCO is the single, clear voice at the table representing the unique interests of multi-employer plans.