The Voice of Multi-Employer Plan Interests in Canada


MEPs provide continuous benefits coverage to workers as they change employment from one contributing employer to another. This continuous coverage is essential for workers in mobile, seasonal industries like construction and entertainment. Additionally, most plans allow for the accumulation of revenues and "pay-direct" schemes to protect workers and their dependents during periods of unemployment ñ which is not uncommon in many of the industries represented.

A worker may be employed by a particular employer for only a day, a week, a month or a few months, to work on a specific project, and then move on to work on another contributing employer's project. Between jobs, he or she might be off work for a day, a week, a month or longer. A worker may work for several different employers over his or her working life, with periods of unemployment between jobs.

Without a central plan covering all of his or her work for multiple employers, workers could not have ready access to the many necessary benefits provided by MEPs. Frequent changes in employment would make coverage by one employer impossible. Since most employers are small they are incapable of maintain a separate benefit plan.

Joining MEBCO

Five reasons why your MEBCO membership is critical
Your MEBCO membership guarantees that multi-employer plan interests will be considered whenever change is on the horizon. With your support, MEBCO will continue to be a strong and effective voice. Join today!
  1. The threat to multi-employer plans is real.
    The legislative framework is constantly changing, and cost-management and cost reduction are at the top of every agenda.
  2. Legislative changes can be significant.
    Recent proposed changes have threatened to offload costs onto plans, restrict plan coverage, and have compromised the viability of some plans
  3. Multi-employer plans are worth protecting.
    Multi-employer plans play a vital role in providing health services and retirement plans to over 1 million workers and their families in industries typified by small companies and a mobile work force.
  4. Multi-employer plans need a united lobby.
    Multi-employer plans carry a low profile due to the fact that the coverage is thinly spread over many employer groups and mobile workers.
  5. MEBCO is committed to protecting your interests.
    When governments propose changes, MEBCO is the single, clear voice at the table representing the unique interests of multi-employer plans.